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How to Save Money the Easy Way

August 10, 2019 by Laura

 

Contrary to popular belief, saving extra money doesn’t have to be a challenging task. In order to discover a few fuss-free techniques to save money, simply continue reading!

How to Save Money the Easy Way:

1. Always pay your bills on time – It’s well worth keeping in mind that if you remember to pay all of your bills on time such as your phone bill, your internet bill, and your electricity bill, that you won’t be charged any late fees. In some cases, you may actually save a small percentage discount off your bills by paying your bills in advance. One way to make it a little easier to remember to pay all of your bills in advance is to set up monthly automatic payments using your online bank accounts.

2. Consolidate any debts which you may have into a single loan – If you currently have multiple debts such as credit card debt and car repayments, it’s well worth consolidating all of your debts into a single loan. As you should be able to decrease the interest which you pay each month as a result of consolidating all of your debts into one easy to manage loan.

3. Save any unexpected money which may come your way – Instead of giving in to the temptation to spend any extra money which may come your way, it’s a wise idea to save any lump sums of money which you are given. Examples of lump sums of money which you may be given include inheritances, tax refunds and end of year work bonuses or performance bonuses.

4. Work as a freelancer in order to bring in a second income – If you’d like to increase the amount of money which you save each year by tens of thousands of dollars it’s a great idea to work as a part-time freelancer, in order to bring in a valuable second income. As an example, if you have web design skills, you may want to moonlight as a professional web designer. While if you have a knack for photography, you may want to take a couple of photography classes in order to start working as a freelance photographer during your evenings and weekends. No matter what your skills and interests are you should have no trouble finding a freelance part-time job which suits your experience, skills, and interests. As a bonus, if you’re lucky your part-time may turn into a full-time job.

5. Opt for generic brands over well-known brands – One way to halve your grocery budget is to start shopping for generic brand items instead of more expensive items from well-known, heavily marketed brands. You may even be surprised at how similar the quality of generic brand products are to the branded products which you already know and love.

6. Be mindful of your electricity usage – Another way to decrease your spending and to increase the amount of money which you save each month is to become more mindful of the electricity which you use. As an example, you shouldn’t leave lights on parts of your home that no one is currently using.

No matter why you’re determined to save extra money, it’s well worth testing out all 6 of the fantastic savings tips which are listed above!

 

Filed Under: Money and Finance

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Hey! I'm Laura, I love to be silly and have big adventures in my life! Meme Bucket is all about making life fun. I was a bit of a brainer and nerd in school. I did quite well in all topic areas, that's why I try to cover tips and advice in a few different areas on Meme Bucket.

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Hey! I'm Laura, I love to be silly and have big adventures in my life! Meme Bucket is all about making life fun. I was a bit of a brainer and nerd in school. I did quite well in all topic areas, that's why I try to cover tips and advice in a few different areas on Meme Bucket.

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