No one ever wants to be involved in a catastrophe. No one wants to have their name associated with the tragedy. Everyone would prefer if life was always nice and good and no trouble ever happened, and no issues ever came up. This is highly unrealistic. When you hope for this kind of happy life, it can be disappointing or even dangerous when something bad happens.
That’s why creating some psychological grid for yourself is such a good idea. One way to do this is by mentally preparing yourself for catastrophes.
What steps would you take if certain terrible things happen? Do you know the legal recourse for tragic events? Do you know what to do in the event of a natural disaster? Do you know how to create financial buffers just in case something goes wrong where your income and expense ratio changes? These are the kinds of questions that you should ask yourself to create a sort of psychic shield in your day-to-day behaviors against the evils of the world.
Legal Recourse
Do you know how to contact a lawyer in the event of a catastrophic injury? No one ever wants to hear that a family member was in a terrible accident. But you should know what to do if you do get that news. You shouldn’t be paranoid about family members getting injured. However, it’s a good idea to at least know where to look up information to find out what your legal options are if something awful were to happen.
Natural Disasters
All around the world, the news media are continually covering natural disasters. California wildfires. Floods. Tsunamis. Hurricanes. Mudslides. Snowstorms. All of these things create life-threatening conditions for people everywhere. Do you know what to do if a natural disaster happens to you or a family member?
Do you have an emergency plan? If not, spend some time researching the most likely bad thing to happen in your geographical area. Find out what you should do, and then spread that information to your closest people.
Creating Financial Buffers
Everyone should have a savings account. But not everybody feels it’s necessary, and some people might even create a financial hardship for themselves if they were living paycheck to paycheck even without putting money in their savings account.
Whenever possible, give yourself a financial buffer. Have some way that you would survive for a month, six months, or maybe even a year without your income. This will force you to prepare your mind if something outside of your control happens to your financial bottom line. It’s not easy to put money away when you feel like you could be using it for something else. However, logic dictates that it’s a good idea.
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